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2023 Commercial Property Earthquake and Volcanic Eruption Rules Revisions
May 22, 2023 | Contract Analysis|Discussion|ISO Programs
ISO is implementing earthquake rule changes that will enable a soft story factor to be applied to earthquake coverage when the building has a soft story.
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Claims-Made vs Occurrence Coverages
April 25, 2023 | Commentary|Contract Analysis|Discussion
Looks at the differences in claims-made vs occurrence coverages, and how the retro date affects coverage under the claims-made form.
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FloodFlash Parametric Insurance Policy Analysis - What isn't covered, Service of suit, Law and jurisdiction, and Making a complaint 8-11
April 03, 2023 | Contract Analysis|Core Article Library
This is the fourth and final in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the what isn't covered, service of suit, law and jurisdiction, and making a complaint sections of the policy.
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FloodFlash Parametric Insurance Policy Analysis - Making a Claim, Other Party at Fault, Cancellation 5-7
March 27, 2023 | Contract Analysis|Core Article Library
This is the thirdd in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the making a claim, other party at fault, and cancellation sections of the policy.
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FloodFlash Parametric Insurance Policy Analysis - Insuring Agreement, Sensor, Premium 1-4.
March 20, 2023 | Contract Analysis|Core Article Library
This is the second in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the insuring agreement, sensor, and premium sections of the policy.
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FloodFlash Parametric Insurance Policy Analysis Definitions
March 13, 2023 | Contract Analysis
This is the first in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia.
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Loss Payable Clause PP 03 05 Analysis
February 13, 2023 | Contract Analysis
Analysis of the PP 03 05 Loss Payable Clause form.
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Bailees Customers Coverage Form
February 06, 2023 | Contract Analysis|Core Article Library|ISO Programs
This document analyzes the bailees customers coverages and explains the changes in the 12 20 edition of the form.
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PERSONAL AUTO PP 33 31 09 18 - Pet Injury Coverage Endorsement Analysis
January 30, 2023 | Contract Analysis
An analysis of the personal auto endorsement PP 33 31 Pet Injury Coverage.
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Bailees Customer Coverage Form- Archive
January 25, 2023 | Archive|Contract Analysis
An analysis of the Bailees Customers Coverage form IH 00 85 12 13.