Change is one of the constants in life. Children grow up, people retire, we transfer from one job to another, communities grow, and new inventions are made that are better, faster, or smarter than the older prototypes. The same goes for FC&S. Over the past year, we have worked diligently to move FC&S to a new platform, complete with a new name. From now on, FC&S will be called FC&S Expert Coverage Interpretation. The name change directly reflects more of what we do; analyze insurance policies and issues, instead of referring to an archaic form of insurance interpretation.