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Miscellaneous Type Vehicle Amendment PP 03 23 09 18 Analysis

For Insuring Motorcycles, Motor Homes, ATVs, Golf Carts, and Similar Vehicles

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Summary: Special types of vehicles can be insured under the personal auto policy with PP 03 23 09 18, the miscellaneous type vehicle endorsement. Since some courts have decided that such things as dune buggies, motorcycles, and golf carts are motor vehicles and are covered by the personal auto policy anyway, it is logical to have this endorsement available for attachment to the auto policy. This article discusses the coverages provided through PP 03 23, along with other pertinent information on the endorsement. This form is updated as of September 2018, and those changes are discussed here.

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