FCS Insurance

What's New

• The Aftermath of the Storm–Updated

  Sep 13, 2021 | Core Article Library Fcs

  Coverage for additional living expenses, civil authority, and business income all come into play after a disaster.

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• ALM Launches new Cannabis-related Certification for the Insurance Industry

  Sep 16, 2021 | Core Article Library Fcs

  The Cannabis Insurance Coverage Specialist will prepare insurance professionals for an emerging growth industry.

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• Fraud of the Week: When Faking a Theft Backfires

  Sep 13, 2021 | Discussion Fcs

  When faking a theft in hopes of getting your car repaired backfires.

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• Understanding Insurance and Why it Doesn't Cover Everything

  Sep 13, 2021 | Core Article Library Fcs

  This Claims Magazine Column discusses common misunderstandings of insurance by policyholders.

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• Insurance Coverage Q&A: Tree Growth Damages Building

  Sep 13, 2021 | Questions Answers

  When a maintenance item is left unattended it can lead to further damage, such as when a tree is allowed to continue growing out of a downspout.

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• Florida Building Collapse Highlights Risk for HOA Directors and Officers

  Sep 6, 2021 | Discussion Fcs

  The collapse of the Champlain Towers in June brought up many concerns for D&O exposures for HOA members.

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• Pennsylvania National 71 1184 09 09 Comparison Worksheet

  Sep 6, 2021 | Form Fcs

  Pennsylvania National 71 1184 09 09 Comparison Worksheet

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• Pine Top 5903K 8-83 Comparison Worksheet

  Sep 6, 2021 | Form Fcs

  Pine Top 5903K 8-83 Comparison Worksheet

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• Northwestern National 25633 07-87 Comparison Worksheet

  Sep 6, 2021 | Form Fcs

  Northwestern National 25633 07-87 Comparison Worksheet

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• Old Republic PGU CX 3 09 88 Comparison Worksheet

  Sep 6, 2021 |

  Old Republic - PGU CX-3 09 88 Comparison Worksheet

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Trending

Personal Lines ›

Additional Living Expense Articles – Everything you Need to Know

The Aftermath of the Storm–Updated

Hurricane and Flood Articles

Homeowners Hurricane Deductibles

What You Need to Know About Disaster Season

Nevada Law Makes Insurance Breed Bans Illegal

Marijuana Legalization by State 2021

Marijuana Legalization by State 2021 Companion Chart

Credit Score Use Statutes

State Insurance Departments COVID-19 Update – Interactive Map

When Hell Freezes Over – Winter 2021

Condominium Statutes by State

FC&S Tutorial

ISO HOMEOWNERS FORMS LIST

ISO PERSONAL AUTO FORMS LIST

Pandemic Checklist

How to Navigate the New FC&S Expert Coverage Interpretation

Insurance Dictionary

Commercial Lines ›

When Hell Freezes Over – Winter 2021

ISO COMMERCIAL PROPERTY FORMS LIST

ISO CGL MULTISTATE FORMS LIST

ISO COMMERCIAL AUTO FORMS LIST

Insurance Bills Related to COVID-19 and Business Interruption Coverage

State Insurance Departments COVID-19 Update – Interactive Map

Coronavirus Pandemic Resources

What is Physical Damage, and Does COVID-19 Cause Any?

FORM: Business Interruption Limited Coverage for Certain Civil Authority Orders Relating to Coronavirus

FORM - Business Interruption: Limited Coverage for Certain Civil Authority Orders Relating to Coronavirus (Including Orders Restricting Some Modes of Public Transportation)

Business Income, COVID-19, and New Jersey State Intervention

Important Information for New York Businessowners and Commercial Property Insurers

Mitigation of Risk - From COVID-19 to Floods and Wildfires and More

ISO Provides Business Interruption Endorsement in Response to Coronavirus

When COVID-19 Infects the Financial Markets

Pandemic Checklist

COVID-19/Coronavirus: Implications for Insurers

Introduction to ISO Micro-Businessowners Program

New Micro-Businessowners Program

Micro-Businessowners Program Service Classifications

Liquor Liability Exclusion

ISO New and Revised Multistate Umbrella and Excess Endorsements

Ever Given and Layered Limits

Core Article Library ›

Nevada Law Makes Insurance Breed Bans Illegal

The Truth about Dangerous Dogs

Dog Bite Statutes Part I – Liability Laws

Dog Bite Statutes Part II – Definition of "Dangerous"

Dog Bite Statutes Part III – Leash Laws

When Hell Freezes Over – Winter 2021

Marijuana Legalization by State 2020

Pandemic Checklist

COVID-19/Coronavirus: Implications for Insurers

Insurance and Viruses – 2020 Update

How to Navigate the New FC&S Expert Coverage Interpretation

Insurance Dictionary

Sudden and Accidental - Is it Really a Thing?

They Don't Really Cut out Your Heart: The Truth about Underwriting

Industry Strides in Usage-Based Insurance (UBI)

Work From Home Cybersecurity Exposures

Distinguishing Between Agents, Producers and Brokers

Contractual Liability Insurance

Expected or Intended

Occurrence – What Is It, and When Does Injury Occur?

Captive Insurance Companies

Hard Market Conditions Expected in 2021

Duty to Defend

Data Breach Notification Laws – What They Are and What they Require

When Manholes Explode

Fraud ›

Agent Commits Premium Finance Fraud

Agent Caught Fabricating Documents

Accident Came Before Insurance

Man Pretends Brother is Alive for Years to Have a Chance at $11 million

Ex-Sheriff Deputy Gave Dept. Issued Firearm to Ex-Inmate, Ex-Boyfriend

Umbrella & Excess Liability ›

Personal Umbrella Policy

Auto Coverage in the Personal Umbrella

Hybrid Policy and True Umbrella Policy Interpreted to Cover the Same Risk

Farm Umbrella Liability Policy

Directors & Officers Liability ›

Introduction to FC&S D&O Archive

Prior and Pending Litigation

Arbitration

Introduction: Understanding D&O Risk Management