Personal Lines
Sub-Sections:
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Texas Fair Plan Rates Approved
March 23, 2023 | Discussion
The Texas Insurance Department approved rate increases by the FAIR plan for homeowners, condominium, dwelling, and tenant policies. Rates will take effect August 1, 2023.
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FloodFlash Parametric Insurance Policy Analysis Definitions
March 13, 2023 | Contract Analysis
This is the first in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia.
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Fraud of the Week: Unintended Consequences
March 13, 2023 | Discussion
Just because rates are cheaper doesn't mean you can pretend to live there.
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FloodFlash Parametric Insurance Policy Form February 2023
March 13, 2023 | Form
A copy of the FloodFlash Parametric Insurance policy form.
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Insurance Coverage Q&A: Matching and Pair and Set Clause
March 13, 2023 | Questions & Answers
When the replacement windows don't match the undamaged windows, does the pair and set clause apply?
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Insurance Dictionary
March 12, 2023 | Core Article Library|Discussion|Glossary
This glossary serves as a resource of various insurance terms and concepts.
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Matching Statutes by State
March 10, 2023 | Charts
A state-by-state chart of statutes concerning matching in property losses.
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Michigan Insurance Department Bulletin on Kias and Hyundais
March 07, 2023 | Discussion
The Michigan Insurance Department is the lastest department to address coverage issues for certain Kia and Hyundai vehicles.
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Insurance Guaranty Fund Claim Provisions
March 06, 2023 | Charts
The National Council of Insurance Guaranty Fund chart providing claims parameters by state. Reprinted with permission.
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The Net Worth Exclusion For Guaranty Funds Explained
March 06, 2023 | Discussion
Insurance company insolvencies bring multiple statutory provisions when state insurance guaranty associations are triggered. One such provision that insureds, claimants, agents and attorneys should be aware of is the "Net Worth Exclusion". A brief summarization of the model act general provisions and examples are discussed in this article.
