Personal Lines
Sub-Sections:
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2021 Wildfires and Insurance in California
July 28, 2021 | Discussion
Current requirements of carriers in light of wildfires occurring in California.
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Insurance Coverage Q&A: When the Pool Collapses
July 26, 2021 | Questions & Answers
Above ground pools suffer from age and wear like anything else. When the neighbor's pool collapses and causes damage to the insured's property, is there coverage?
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Fraud of the Week: When the Fraud Ring Gets Burned
July 26, 2021 | Discussion
Many people start their own companies as a way to make a living. This group of people created a fraud ring instead and took to burning houses for the insurance money and other illegal acts as their business.
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Fraud of the Week: When the Commissioner Goes Bad
July 26, 2021 | Discussion
At times being in charge of an organization and knowing how it works can tempt people to abuse the system to benefit themselves. This is just what occurred with the suspended Georgia insurance commissioner.
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Flooding Rains, Water Backup, Discharge or Overflow
July 19, 2021 | Core Article Library|Discussion
Water presents one of the more confusing issues in coverage. The difference between backup, overflow, and discharge is important for determining coverage but these are not defined policy terms. Likewise, whether the water comes from drains or sewers on or off premises makes a difference as well. This article reviews this issue and homeowners and commercial property endorsements that provide coverage.
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Insurance Q&A of the Week: Named Perils and Deceased Tenants
July 19, 2021 | Questions & Answers
More often than you might imagine we get questions concerning deceased individuals and cleanup of remains. This particular question deals with a named perils policy.
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Insurance is Not a Budget Item
July 12, 2021 | Discussion
Discusses the problems of buying insurance on price alone.
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Coverage When the Condominium Collapses
July 06, 2021 | Core Article Library|Discussion
Discusses the coverage issue questions involved in the collapse of the condominium building in Florida.
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Drought & Wildfires
July 05, 2021 | Core Article Library
An articles discussing insurance issues around droughts and wildfires.
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Fraud of the Week: New Hampshire Insurance Department Fraud Cases
July 05, 2021 | Discussion
New Hampshire Insurance Department successfully identifies 18 fraudsters.
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The Basics of Guaranty Funds
July 05, 2021 | Core Article Library|Discussion
The basics on guaranty funds.
