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  • Texas Fair Plan Rates Approved

    March 23, 2023 | Discussion

    The Texas Insurance Department approved rate increases by the FAIR plan for homeowners, condominium, dwelling, and tenant policies. Rates will take effect August 1, 2023.

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  • FloodFlash Parametric Insurance Policy Analysis Definitions

    March 13, 2023 | Contract Analysis

    This is the first in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia.

    Read Full Article

  • Fraud of the Week: Unintended Consequences

    March 13, 2023 | Discussion

    Just because rates are cheaper doesn't mean you can pretend to live there.

    Read Full Article

  • FloodFlash Parametric Insurance Policy Form February 2023

    March 13, 2023 | Form

    A copy of the FloodFlash Parametric Insurance policy form.

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  • Insurance Coverage Q&A: Matching and Pair and Set Clause

    March 13, 2023 | Questions & Answers

    When the replacement windows don't match the undamaged windows, does the pair and set clause apply?

    Read Full Article

  • Insurance Dictionary

    March 12, 2023 | Core Article Library|Discussion|Glossary

    This glossary serves as a resource of various insurance terms and concepts.

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  • Matching Statutes by State

    March 10, 2023 | Charts

    A state-by-state chart of statutes concerning matching in property losses.

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  • Michigan Insurance Department Bulletin on Kias and Hyundais

    March 07, 2023 | Discussion

    The Michigan Insurance Department is the lastest department to address coverage issues for certain Kia and Hyundai vehicles.

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  • Insurance Guaranty Fund Claim Provisions

    March 06, 2023 | Charts

    The National Council of Insurance Guaranty Fund chart providing claims parameters by state. Reprinted with permission.

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  • The Net Worth Exclusion For Guaranty Funds Explained

    March 06, 2023 | Discussion

    Insurance company insolvencies bring multiple statutory provisions when state insurance guaranty associations are triggered. One such provision that insureds, claimants, agents and attorneys should be aware of is the "Net Worth Exclusion". A brief summarization of the model act general provisions and examples are discussed in this article.

    Read Full Article

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