About Us

FC&S Expert Coverage Interpretation is an authoritative and widely cited insurance reference solution that provides information and interpretations on property & casualty coverage in an unbiased manner.

About FC&S Expert Coverage Interpretation

FC&S Expert Coverage Interpretation is an authoritative and widely cited insurance reference solution that provides information and interpretations on property & casualty coverage in an unbiased manner. It is designed to benefit the insurance industry as a whole by providing fair and objective policy interpretation. FC&S Expert Coverage Interpretation is considered the gold standard by insurance professionals to support coverage positions and has been cited in numerous court cases, solidifying FC&S as a resource of credible, objective information.

Professionals ask questions to our expert staff of editors, for quick and reliable information regarding unique coverage situations. Our editors are CPCUs and attorneys, with 60 years of industry experience, combined, with specializations in Homeowners, Personal Lines, Commercial General Liability, Personal and Business Auto, Commercial Property and Business Income.

Meet the Team

Christine G. Barlow, CPCU

Over 22 years of industry experience. Managing Editor, FC&S Administration. Christine specializes in Homeowners and Personal Lines. Christine has experience in claims, underwriting, and training. Before joining FC&S, Christine worked as an Underwriting Supervisor for Maryland Auto Insurance Fund and as Senior Underwriter/Underwriter for companies Montgomery Mutual, Old American, Charter Group, and Nationwide.

Hannah E. Smith, JD

3 years of industry experience. FC&S Staff Writer. Hannah specializes in Commercial General Liability, Business Auto, and Personal Auto.

Karen L. Sorrell, CPCU

30 years of industry experience. FC&S Editor. Karen specializes in Commercial Property and Business Income.

Emily Brunner

Editorial Assistant, FC&S. Emily assists the editors with production of FC&S and helps subscribers with general questions.

Contact Us

FC&S Expert Coverage Interpretation
4157 Olympic Boulevard, Suite 225
Erlanger, KY 41018

Telephone: (800) 543-0874

E-mail Address: customerservice@nuco.com

Find the Answers You Need, Quickly and Easily

Search and navigate Q&As, topics, or lines of business to find answers to your specific questions

Further refine your search: Filter by article, discussion, analysis and more to find the exact information you’re looking for

Access Quality Content from Industry Experts

Editors are CPCUs and attorneys, with over 60 years insurance experience, combined

Ask the Experts: If your question isn’t answered by our collection of peer-submitted, expert-answered Q&As, you can submit your specific coverage interpretation questions to the editors for quick and reliable information

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