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Summary: When we first wrote about the introduction of the ISO commercial property and businessowners cyber incident exclusion endorsements back in 2020, the filings had not yet been made for the businessowners program.  Since that time, the businessowner cyber incident exclusion endorsement BP 15 60 was filed with an edition date of 02 21.

Because cyber continues to be an evolving exposure, impacting data privacy and electronic data, ISO is now introducing another cyber incident exclusion endorsement and updating several existing endorsements with respect to data privacy and electronic data. These new and revised endorsements will be available for policies effective 1/1/2024. Coinciding with these changes, endorsement BP 15 05 - Exclusion – Access or Disclosure of Confidential or Personal Information and Data-Related Liability – Limited Bodily Injury Exception Not Included, is being withdrawn.

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