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Insurance Coverage Q&A: Business Personal Property and Skid Steer
September 16, 2024 | Questions & Answers
Can a skid steer be considered business personal property when it's damaged by fire on the insured's property?
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Insurance Coverage Q & A: Water Damage to Summer Home
September 09, 2024 | Questions & Answers
When wind blows roofing up allowing water to enter the dwelling, damage may or may not be covered.
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Insurance Coverage Q&A: Coverage for Boom Crane
September 01, 2024 | Questions & Answers
Providing proper coverage for a boom crane.
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Insurance Coverage Q&A: Adjustment to Appraisal
August 26, 2024 | Questions & Answers
When an insured's appraisal needs correction but the insurer is reluctant to accept corrections.
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Insurance Coverage Q&A: Check from Closed Account used to Buy Car
August 19, 2024 | Questions & Answers
A used car dealer finds himself without funds after accepting a check written on a closed account.
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Insurance Coverage Q&A: Multiple Payments for ACV and Withheld Depreciation
August 12, 2024 | Questions & Answers
How does the timing of multiple ACV payments affect the payment of withheld depreciation?
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Insurance Coverage Q & A: Endorsement for Spilled Wine
August 05, 2024 | Questions & Answers
When wine leaks out, what limit applies?
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Insurance Coverage Q&A: Additional Living Expense or Fair Rental Value
July 29, 2024 | Questions & Answers
An insured asks for Fair Rental Value and not Additional Living Expenses coverage after suffering a loss.
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Insurance Coverage Q & A: Tips as Wages and Additional Expense
July 22, 2024 | Questions & Answers
When a restaurant suffers a fire, are the tips paid to the staff while the company is closed considered to be additional expense?
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Insurance Coverage Q&A: Hand Tools and Power Tools
July 15, 2024 | Questions & Answers
In this homeowners question the editors take a look at what exactly defines a hand tool.
