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Insurance Coverage Q&A: Circuit Breakers and Spoiled Food
October 25, 2021 | Questions & Answers
When the circuit breaker trips and the food spoils, is there coverage?
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Insurance Coverage Q&A: Is a Running Faucet Leakage, Seepage, or Something Else?
October 18, 2021 | Questions & Answers
When a faucet is left running, is it seepage, leakage, or something else?
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Insurance Q&A of the Week: Back-up from within or from Outside the Dwelling
October 11, 2021 | Questions & Answers
A quick explanation of the water back-up and sump overflow endorsement.
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Insurance Q&A of the Week: Autos Belonging to Others
October 04, 2021 | Questions & Answers
Coverage on both commercial and personal auto policies when other vehicles are used.
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Insurance Coverage Q&A: Insured's Mid-Term Cancellation Is Short-Rated
October 04, 2021 | ISO Programs|Questions & Answers
This question deals with the reasoning behind why an insured's mid-term cancellation is short-rated rather than pro-rated.
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Insurance Coverage Q&A: Hurricane Damage Requires Asbestos Removal - Update
September 27, 2021 | ISO Programs|Questions & Answers
Sometimes the repair of damages from a hurricane can lead to unexpected mitigation, such as in the case when replacement of flooring required asbestos abatement.
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Insurance Q&A of the Week: When Limits are Exceeded
September 20, 2021 | Questions & Answers
When the at-fault party's limits are exceeded and the injured party's carrier also pays out, how are the at-fault party's funds distributed?
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Insurance Coverage Q&A: Tree Growth Damages Building
September 13, 2021 | Questions & Answers
When a maintenance item is left unattended it can lead to further damage, such as when a tree is allowed to continue growing out of a downspout.
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Insurance Coverage Q&A: Civil Authority and ALE after a Storm
September 06, 2021 | Questions & Answers
Civil authority and additional living expenses are often the first coverages that come into play after a storm.
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Insurance Coverage Questions and Answers on Flood
August 30, 2021 | Questions & Answers
A selection of flood related questions and answers.
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Insurance Coverage Q&A: When you Forget the Vehicle is Diesel
August 30, 2021 | Questions & Answers
Is an honest mistake a compensable loss?
