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Insurance Coverage Q&A: When the Pool Collapses
July 26, 2021 | Questions & Answers
Above ground pools suffer from age and wear like anything else. When the neighbor's pool collapses and causes damage to the insured's property, is there coverage?
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Insurance Q&A of the Week: Named Perils and Deceased Tenants
July 19, 2021 | Questions & Answers
More often than you might imagine we get questions concerning deceased individuals and cleanup of remains. This particular question deals with a named perils policy.
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Insurance Coverage Q&A: Impaired Airflow from Duct Line
July 12, 2021 | ISO Programs|Questions & Answers
An insured put up with insufficient airflow for several years when a regular inspection would have caught the problem much earlier. But will there be coverage for this insured's loss?
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Insurance Coverage Q&A: Does GoFundMe Account Offset Business Income Loss?
July 05, 2021 | Questions & Answers
An insured's GoFundMe account is such that it could offset the insured's amount of business income loss. But should it be used for that purpose?
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Insurance Q&A of the Week: Which Policy Should the Claim be Filed Under?
June 28, 2021 | Questions & Answers
When an insured has 2 different policies, can he pick and choose where to file a claim in order to pay the lowest deductible?
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Insurance Coverage Q&A: Bodily Injury from Bed Bugs
June 21, 2021 | AAIS Programs|Questions & Answers
This questions whether injury from bed bugs is a covered bodily injury under the insured's AAIS policy.
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Insurance Coverage Q&A: Seeking Coverage Against the Extraterrestrial
June 14, 2021 | Emerging Risks|Other Programs|Questions & Answers
As sightings become more frequent and are given some credence in the news, people may begin to search out coverage options for possible injury or damage from the extraterrestrial.
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Insurance Q&A of the Week: Did it or Didn't it Collapse?
June 07, 2021 | Questions & Answers
While collapse seems like straightforward coverage, what exactly is a collapse is often more complicated.
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Insurance Q&A: Does Not Being Able to Cook Make a Premises Not Fit to Live In?
May 31, 2021 | Questions & Answers
Additional living expenses is broad coverage; however, the premises must be unfit to live in in order for coverage to be available.
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Insurance Q&A: Completed Operations and Liability
May 24, 2021 | Questions & Answers
When a contractor has removed the snow and left the premises, but someone falls later, who is responsible for the injuries?
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Insurance Coverage Q&A: Covered Accident and NY Thruway Expenses
May 17, 2021 | ISO Programs|Questions & Answers
This Q&A deals with state required expenses in connection with a covered accident and whether they are covered under the BAP.
