Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›
As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
-
Chemo Drugs and Your Septic Tank
November 11, 2019 | Questions & Answers
When a patient's chemotherapy waste affects the septic tank, is there coverage?
-
Deer Damage And The Insects, Birds, Rodents Or Other Animals Exclusion
November 06, 2019 | ISO Programs Questions & Answers
Questions if damage from deer is excluded due to the insects, birds, rodents or other animals exclusion.
-
Deductible Applicable to Building Glass
October 28, 2019 | ISO Programs Questions & Answers
Discusses whether the property deductible applies to vandalism of building glass breakage if there is no separate glass deductible shown in the Declarations.
-
Business Income Loss Following Computer Crash
October 21, 2019 | Questions & Answers
Questions if business income and extra expense coverage is available following insured's computer crash.
-
Business Income When Operations Not Resumed
October 14, 2019 | Questions & Answers
Discusses a business income loss when insured does not resume operations.
-
Mortgagee's Duty to Notify When Insured Moves
October 07, 2019 | Questions & Answers
Discusses mortgagee's requirement to notify carrier when homeowner moves out.
-
Employees of Administration Company - Are They Insured Employees?
September 30, 2019 | Questions & Answers
Discusses employee theft when employees work for a separate agency.
-
Liability Coverage for Unscheduled Sign Locations
September 23, 2019 | ISO Programs Questions & Answers
Discusses liability insurance coverage for unscheduled sign locations when Additional Insured - State or Governmental Agency - Permits or Authorizations Relating to Premises endorsement is also applicable to those locations.
-
Blinds and Curtains - Dwelling or Personal Property?
September 16, 2019 | Questions & Answers
Discusses whether blinds and curtains are part of the dwelling or personal property.
-
ACV or Sale Price?
September 09, 2019 | Questions & Answers
Our insured's customized van 2013 Dodge Caravan was totaled in an automobile accident on 8/30/19. CCC Valuation came in at $37,237.09. The insured has…
Copyright © 2019 ALM Media Properties, LLC. All Rights Reserved.