Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›
As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
-
Insurance Coverage Q&A: Humidity In The Health Club
February 24, 2020 | ISO Programs;Questions & Answers
Discusses the effects of humidity over time and how it affects coverage under the policy.
-
Damage to Dividing Wall of Leased Premises
February 17, 2020 | Questions & Answers
Discusses property damage liability when insured operations damaged the dividing wall of an adjacent space.
-
Insurance Coverage Q&A: Earthquake Damage to Hydraulic Lifters
February 10, 2020 | Endorsements;ISO Programs;Questions & Answers
This discusses the earthquake occurrence and coverage application for earthquake and business income coverages when an earthquake continues beyond 168 hours, and when an insured is mandated not to continue use of hydraulic lifters to prevent further property damage.
-
Frogs in the Crawl Space
February 03, 2020 | Questions & Answers
Discusses clean up of frogs from a crawl space.
-
Paint — Dwelling or Personal Property?
January 27, 2020 | Questions & Answers
Discusses cans of paint and other items to be used on the house that have not yet been opened.
-
Insurance Coverage Q&A — Utility Services – Time Element Coverage
January 20, 2020 | ISO Programs;Questions & Answers
Discusses the waiting period that applies to utility services - time element coverage under endorsement CP 15 45.
-
Vehicles and Combines
January 13, 2020 | Questions & Answers
Discusses whether a combine is considered a vehicle.
-
Insuring A Snowplow Blade - Update
January 06, 2020 | ISO Programs;Questions & Answers
Discusses physical damage coverage for a snowplow blade attached to a pickup truck.
-
Damage Caused by Ice Shove
December 30, 2019 | Questions & Answers
Discusses coverage when strong winds push ice off the water and onto land, damaging property.
-
Insurance Coverage Q&A: Fence Coverage Under Businessowners Form
December 23, 2019 | Questions & Answers
Can the limit for fences under the BOP form be increased and if so, how?
Copyright © 2020 ALM Media Properties, LLC. All Rights Reserved.