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Insurance Coverage Q&A: Ice Damming and Wear and Tear Exclusion
May 23, 2022 | ISO Programs|Questions & Answers
Will coverage apply for damage due to ice damming when the roof membrane is excluded due to wear and tear?
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Insurance Coverage Q&A: Exclusion for Building with EIFS
May 16, 2022 | Questions & Answers
When the policy contains an exclusion if the building has more than a certain percentage of EIFS, how does the exclusion apply to the rest of the building?
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Insurance Coverage Q&A: Cables, TV screens, and Claim Denial
May 09, 2022 | Questions & Answers
Three TVs aligned together for a single image and contractor cracked the screen. Which exclusion, if any, applies?
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Insurance Coverage Q&A: Coinsurance Calculation, ACV or RCV
May 02, 2022 | Questions & Answers
Determining the correct value to base the coinsurance calculation on.
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Insurance Coverage Q&A: A Question of Maintenance
April 24, 2022 | Questions & Answers
What exactly triggers the maintenance exclusion?
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Insurance Coverage Q&A: A Question of Material Misrepresentation
April 18, 2022 | Questions & Answers
When material misrepresentation is involved, it's the details that matter.
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Insurance Coverage Q&A: Wind or Windstorm?
April 11, 2022 | Questions & Answers
Windstorm and when the deductible applies.
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Insurance Coverage Q&A: When the Tombstone Shows the Wrong Dates
April 04, 2022 | Questions & Answers
Discusses GL coverage when an insured outsources engraving on their grave markers and the engraver etches the wrong dates.
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Insurance Coverage Q&A: When the Evacuation Route is Wrong
March 28, 2022 | ISO Programs|Questions & Answers
When an evacuation sign shows an inaccurate diagram does the Insured have coverage?
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Insurance Coverage Q&A: What are Functional Replacement Materials?
March 21, 2022 | Questions & Answers
When dealing with functional replacement cost loss settlement, what products are considered functional replacements?
