Questions & Answers
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Blinds and Curtains - Dwelling or Personal Property?
September 16, 2019 | Questions & Answers
Discusses whether blinds and curtains are part of the dwelling or personal property.
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ACV or Sale Price?
September 09, 2019 | Questions & Answers
Our insured's customized van 2013 Dodge Caravan was totaled in an automobile accident on 8/30/19. CCC Valuation came in at $37,237.09. The insured has…
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Question of Duty to Inventory Loss Condition
September 02, 2019 | ISO Programs Questions & Answers
Questions if the duty to inventory loss condition applies to any property other than personal property.
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Claim Involving Multiple Deductibles
August 26, 2019 | Questions & Answers
Questions the amount of deductible that applies to each part of a storm claim for damages when multiple deductibles are on the policy.
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Coverage For Damages When Theft Exclusion Is On Policy
August 19, 2019 | Questions & Answers
Questions coverage for damages that occurred during break-in when the theft exclusion is on the policy.
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Is a Counterfeit Cashiers Check “False Pretenses”
August 12, 2019 | Questions & Answers
Are losses from a counterfeit cashiers check covered under the False Pretenses endorsement?
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Tenant Interest in Improvements and Betterments After Loss
August 05, 2019 | ISO Programs Questions & Answers
Question of tenant's interest to claim payment for improvements and betterments calculated in landlord's fire loss settlement.
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Debris Removal and Coverage Extensions
July 29, 2019 | Questions & Answers
Discusses endorsement that increases coverage A and how that affects the debris removal coverage.
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Sporting Goods and Roof Tiles
July 22, 2019 | Questions & Answers
What happens when a new basketball hoop leads to roof damage?
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Building Renovation and Vacancy Provision
July 15, 2019 | ISO Programs Questions & Answers
Question regarding whether the vacancy exclusions apply to a building under renovation damaged during the period of construction.
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