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judge:"Steven Andrews"
court:Florida
topic:"Civil Appeals"
practicearea:Lobbying
"Steven Andrews" AND Litigation
"Steven Andrews" OR "Roger Dalton"
Litigation NOT "Roger Dalton"
"Steven Andrews" AND Litigation NOT Florida
(Florida OR Georgia) judge:"Steven Andrews"
((Florida AND Georgia) OR Texas) topic:"Civil Appeals"
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Business Income Coverage (214)
Content Type
Workers Compensation and Employers Liability
Discusses if there is business income coverage available to insured tenant when property owner is required to shut down the business to remove underground storage tanks.
Questions the amount of deductible that applies to each part of a storm claim for damages when multiple deductibles are on the policy.
Discusses whether employee tips are counted as payroll or something else.
Differentiating between when business income or extra expense applies.
Discusses extra expense when the expense is created due to insured's caution and fear of second loss, not actual damage or suspension of business.
This question and answer addresses a situation where a like kind and quality replacement is not available.
Discusses costs for additional employee pay when business was not suspended.
Extra expense and the business income limit.
So far, Iowa state and federal courts have uniformly determined that the COVID-19 pandemic and related government-imposed restrictions do not constitute a direct physical loss.
Discusses contracting expenses as covered extra expense for a tanning salon.