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An automatic car wash is insured under a CP 00 10 Building Coverage form, with the CP 00 30 Loss of Business Income Endorsement with RCV coverage. A covered loss occurred to the mechanical washing mechanisms inside the car wash. The mechanical mechanisms are older. Citing the current economic environment and possible supply chain issues, an LKQ version of the damaged part may not be available for a very long time, or at all. The estimated cost of the damaged part is significantly different than an updated replacement of the entire mechanical system. Does the insurance policy allow for coverage of a newer more up-to-date system, if it is determined that the LKQ repair/replacement is not available.

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