Commercial Umbrella
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Surviving and Thriving in a Hard Market
November 13, 2023 | Commentary
In this guest column by board member Bill Wilson, Bill provides an overview of hard markets, looking at hard markets of the past and the current situation.
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Insurance Fraud Division Contact List
October 09, 2023 | Charts|Core Article Library
This chart provides contact information for each state's department of insurance fraud.
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Hawaii Declaration Regarding Nonresident Independent Adjusters
August 21, 2023 | Core Article Library|Discussion
The Hawaii insurance commissioner has issued a declaration regarding nonresident public adjusters assisting with claims.
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Sex, Fighting, and Medical Issues in Space: A Risk Management Issue
August 21, 2023 | Core Article Library|Discussion|Emerging Risks
This article looks at some liability issues associated with long term space tourism flights, such as in-flight sex, infighting, and extreme medical emergencies, from a risk management perspective.
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CA 25 38 10 13 Limited Fungi Or Bacteria Coverage For General Liability Coverages
August 20, 2023 | Endorsements|Form|ISO Programs
This ISO endorsement CA 25 38 10 13 Limited Fungi Or Bacteria Coverage For General Liability Coverages can be used with the Auto Dealers Coverage Form.
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Fraud of the Week: State Authorizes Grants for Fraud Investigations
August 14, 2023 | Discussion
A summary of grants issued by the state of California for the investigation of fraud statewide.
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Delaware Issues Bulletin Regarding False Representations Regarding Rates
August 08, 2023 | Core Article Library|Discussion
The Delaware Insurance Department issues a bulletin regarding truthful statements regarding premium increases.
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Fraud of the Week: Delaware Department Issues Bulletin Concerning Assessments
July 31, 2023 | Core Article Library|Discussion
The Delaware Insurance Department issued a bulletin announcing an increase in the annual fraud assessment due from insurance companies.
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FC&S Navigation Aids
June 04, 2023 | Core Article Library|Discussion
This collection of articles is designed to help users navigate FC&S, including tips on asking questions and a video tutorial.
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Claims-Made vs Occurrence Coverages
April 25, 2023 | Commentary|Contract Analysis|Discussion
Looks at the differences in claims-made vs occurrence coverages, and how the retro date affects coverage under the claims-made form.
