Thank you for sharing!

Your article was successfully shared with the contacts you provided.

The Appellate Court of Connecticut affirmed a verdict that found an insurer did not have to defend or indemnify an insured based on the motor vehicle exclusion in the insured’s homeowners policy. The case is Liberty Ins. Corp. v. Johnson, 2023 Conn. App. LEXIS 279 (Conn. App. Ct. 2023). 

The underlying case alleged that Theodore and Kim Johnson (Johnsons) had negligently allowed their minor son, Aaron, to consume alcohol at home after he arrived visibly intoxicated, then permitted him to drive Theodore’s car (the vehicle). Jordan Torres was a passenger in the car and suffered severe injuries when Aaron lost control of the vehicle and hit a telephone pole. 

This premium content is locked for
FC&S Expert Coverage Interpretation subscribers.

Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis

Already have an account?
For enterprise-wide or corporate access, please contact our Sales Department at 1-800-543-0874 or email [email protected].

Kelly Helton, JD


Get Answers Directly From the FC&S Experts

Submit your coverage interpretation question to the editors of FC&S for quick and reliable information.

Question of the Week

Insurance Coverage Q&A: When the Rug Needs to Dry ›

When the drying process of an oriental rug leads to damage, is there coverage?

Question of the Week Archive ›

Copyright © 2024 ALM Global, LLC. All Rights Reserved.