Thank you for sharing!

Your article was successfully shared with the contacts you provided.

The United States Court of Appeals for the Ninth Circuit has reversed the ruling of a lower court and decided that Wesco Insurance company does have a duty to defend the insured, Brad Ingram Construction. The case is Wesco Ins. Co. v. Brad Ingram Constr., 2024 U.S. App. LEXIS 1488 (9th Cir. 2024). Please note that this case is unpublished and therefore has limited precedential value.

The Camp Fire wildfire occurred in Paradise, California in 2018, destroyed thousands of buildings, and left behind millions of pounds of toxic debris. The California Department of Resources, Recycling, and Recovery (CalRecycle) hired Ceres Environmental Services (Ceres) as a contractor as part of the effort to clean up the area. Ceres hired other subcontractors to assist in the job, including Garlow Transport (Garlow), a trucking company. Richard Vargas was an employee of Garlow and worked on the cleanup effort during the summer of 2019, where he drove hundreds of loads of debris from work sites to waste dumps. 

This premium content is locked for
FC&S Expert Coverage Interpretation subscribers.

Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis

Already have an account?
For enterprise-wide or corporate access, please contact our Sales Department at 1-800-543-0874 or email [email protected].

Ray Sugrim


Get Answers Directly From the FC&S Experts

Submit your coverage interpretation question to the editors of FC&S for quick and reliable information.

Question of the Week

Insurance Coverage Q&A: Firefighting Expenses and Coverage ›

When an insured and tenants help fight the fire, is there coverage for their efforts?

Question of the Week Archive ›

Copyright © 2024 ALM Global, LLC. All Rights Reserved.