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NY hitches Supplemental Spousal Liability to Auto Policies

It is automatically included in all policies, including for unmarried consumers.

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A new law in New York that went into effect on August 1st will automatically enroll personal auto policy consumers into Supplemental Spousal Liability insurance. It will be applied to all new, renewed, or amended policies and applies to all drivers, even those who are single or own a business

The law, New York Insurance Law § 3420(g), requires that any insurer issuing auto policies must provide coverage for liability of an insured arising from the death or injury of their spouse, up to the liability insurance limits provided in the policy. Insureds can elect to opt out of the coverage, but must do so in writing, and in a form the superintendent approves.

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