Thank you for sharing!

Your article was successfully shared with the contacts you provided.

The Missouri Supreme Court has vacated a ruling in one of the most sensational stories of 2022, in which a lower court ruled that an auto insurance company must pay a $5.2 million settlement to a woman who claimed she unwittingly caught a sexually transmitted disease from her former romantic partner in his car which was covered by the insurer. The case is M.O. v. Geico Gen. Ins. Co., No. SC99732, 2023 Mo. LEXIS 4 (Jan. 10, 2023).

A woman, known herein as M.O. because her identity is concealed, slept with a man in his vehicle in 2017. In 2021 she discovered that she had contracted HPV, a sexually transmissible virus that can cause cervical cancer, from the man. She alleged that he acted negligently by failing to disclose his HPV-positive status to her. The lower court ruled that Geico was responsible for paying damages to the woman to the tune of $5.2 million.

This premium content is locked for
FC&S Expert Coverage Interpretation subscribers.

Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis

Already have an account?
For enterprise-wide or corporate access, please contact our Sales Department at 1-800-543-0874 or email [email protected].


Get Answers Directly From the FC&S Experts

Submit your coverage interpretation question to the editors of FC&S for quick and reliable information.

Question of the Week

Insurance Coverage Q&A: Firefighting Expenses and Coverage ›

When an insured and tenants help fight the fire, is there coverage for their efforts?

Question of the Week Archive ›

Copyright © 2024 ALM Global, LLC. All Rights Reserved.