Insurance Coverage Q&A: Tree Growth Damages Building
When a maintenance item is left unattended it can lead to further damage, such as when a tree is allowed to continue growing out of a downspout.
September 13, 2021 at 05:19 AM
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We have a building insured under the CP 00 10 Building & Personal Property form, with the CP 10 30 Cause of Loss Form, edition 04 02. A tree/bush took root in the wall of the building near a downspout. The root has grown through the middle of the exterior wall of brick. The loss was discovered when the outer portion of the brick wall gave way, and fell to the ground.
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