X

Thank you for sharing!

Your article was successfully shared with the contacts you provided.

Over the past few years, a number of new and different exposures have developed that have unique or unusual insurance needs and exposures. Coverages for some of these have been developed over time; for some exclusions have been created for use until the risk becomes better quantifiable; and other emerging risks are still developing so coverage needs are not yet clear.

Marijuana was first legalized in certain states for medicinal purposes for certain illnesses. Many states followed, and by 2016 states were beginning to legalize it for recreational use as well. This raised a host of issues; many employers had restrictions against the use of drugs while working, and patients using marijuana could test positive for weeks afterward even though they hadn’t used the product during working hours. Workers compensation, product liability, general liability, even homeowners coverages could all be affected. Since marijuana is still federally illegal, this creates significant complications to the marijuana industry as a whole.

This premium content is locked for
FC&S Expert Coverage Interpretation subscribers.

Request a Free Trial today to enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Trusted, quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis

Already have an account?
For enterprise-wide or corporate access, please contact our Sales Department at 1-800-543-0874 or email [email protected].

FC&S Editors

 

Get Answers Directly From the FC&S Experts

Submit your coverage interpretation question to the editors of FC&S for quick and reliable information.

Question of the Week

Insurance Coverage Q&A: Ruptured Pipes, Backup, and Water under the House ›

When a pipe ruptures and leads to water backup and also a sinkhole, what is or isn't covered?

Question of the Week Archive ›
Live Chat

Copyright © 2021 ALM Media Properties, LLC. All Rights Reserved.