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June 2007

ISO Coverage Form

Summary: Insurance Services Office (ISO) has developed a personal umbrella form DL 98 01 10 06 which can be used to round out an insured’s coverage portfolio. It is a true umbrella in that it provides excess limits following underlying coverage forms, and also provides coverage for situations excluded or not addressed by underlying forms.

This article gives a brief overview of the auto coverages of the personal umbrella form.

Topics covered:

Introduction

Underwriting

What is an “auto”?

Liability coverage

Exclusions

Additional liability coverage

 

 

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