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Dwelling Program (11)
This is the thirdd in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the making a claim, other party at fault, and cancellation sections of the policy.
Analyzes how theft coverage for personal property is handled on the three dwelling property forms. Two theft endorsements provide limited or broad coverage. The 2002 dwelling theft forms are compared with older forms.
This is the fourth and final in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the what isn't covered, service of suit, law and jurisdiction, and making a complaint sections of the policy.
Discusses the twenty-five conditions applicable to the broad and special dwelling property forms, and the twenty-six that apply to the basic form. Includes differences between the 2014 and earlier editions.
The third article in a series explaining Jumpstart Earthquake Parametric Policy- this covers the cancellation and fraud provisions.
This article provides links to the major contract analysis discussions of ISO's personal lines policies.
When a roof is damaged by wind, hail or some other covered loss, it's not unusual for worn decking to be discovered when the roof is removed for repairs. That worn decking also needs to be repaired. The question then becomes does the wear and tear exclusion apply, or should the repair to the decking be considered part of the roof claim? This article reviews the issue and how it should be handled.
Analyzes the causes of loss (perils), exclusions, and miscellaneous property endorsements used in the ISO Dwelling Property Forms, 2014 edition.
This article provides an overview of additions and alterations coverage for certain dwelling owners, tenants and condominium owners.
This article discusses the lead related endorsements within the ISO dwelling program.