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judge:"Steven Andrews"
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This is the thirdd in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the making a claim, other party at fault, and cancellation sections of the policy.
This is the second in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the insuring agreement, sensor, and premium sections of the policy.
Discusses snow melt, flood, tornadoes and other disasters and how to prepare.
A question of how to determine what damage was from the hurricane and what was from a flood.
Water presents one of the more confusing issues in coverage. The difference between backup, overflow, and discharge is important for determining coverage but these are not defined policy terms. Likewise, whether the water comes from drains or sewers on or off premises makes a difference as well. This article reviews this issue and homeowners and commercial property endorsements that provide coverage.
This article reviews proposed bills to modify the flood insurance program.
The ISO form CP 10 30 10 12 Discharge From Sewer, Drain or Sump (Not Flood-Related) can be added to the following policies: Building and Personal Property Coverage Form, Business Income(and Extra Expense), Business Income (Without Extra Expense), Condominium Association Cocverage Form, Condominium Commercial Unit-owners Coverage Form, Extra Expense Coverage Form, and Tobacco Sales Warehouses Coverage Form.
The US Court of Appeals for the Second District's decision suggests that a storm surge from Superstorm Sandy could be covered.
CP 10 38 10 12 Discharge From Sewer, Drain or Sump (Not Flood-Related), October 2012 edition