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As the market hardens more and more carriers are pulling back from various lines of business in certain states.
An insured needed to replace part of the plumbing system under his house, but the insurer would not cover the costs associated with replacement.
A summary of the emergency order and the catastrophe reporting requirements issued by the Florida Office of Insurance Regulation and Commissioner Altmaier.
The Florida Office of Insurance Regulation recently issued a bulletin reminding insurers of parameters for requesting policies for assumption from Citizens, the insurer of last resort.
An assignment of benefits permits a third-party, like a roofer, to "stand in the insured's shoes" and go after the insurer for direct payment, but homeowners don't always realize what, precisely, signing an AOB means.
How is the hurricane deductible applied when there is damage to both the dwelling and personal property?
When the insured's away and the water leaks, is there coverage?
This is the first in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia.
The order addresses grace periods for payment of premiums and performance of duties by insureds, temporary postponement of cancellations and nonrenenwals, and miscellaneous provisions.
This is the second in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the insuring agreement, sensor, and premium sections of the policy.