Commentary
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Surviving and Thriving in a Hard Market
November 13, 2023 | Commentary
In this guest column by board member Bill Wilson, Bill provides an overview of hard markets, looking at hard markets of the past and the current situation.
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Recent D&O Claim Developments
September 19, 2023 | Commentary|Discussion
In this FC&S article by Dan Bailey, recent developments in D&O claims are discussed.
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ISO Commercial Auto Endorsements Discussed - Categories 01, 02, 03 and 05
August 28, 2023 | Commentary|Contract Analysis|Discussion|Endorsements|Form|ISO Programs
This is the first in a series of commentaries addressing ISO commercial auto endorsements, including a brief description and explanation of each endorsement by their assigned ISO category.
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Dogs, Relatives, and Insurance - The Allstate Suit and Coverage
June 15, 2023 | Commentary|Discussion
Allstate Insurance has filed suit against an insured in order to be relased from liability for claim for a serious and fatal dog attack. This commentary looks at standard policy language and explains the relevant issues, exclusions and coverages.
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What Is An Occurrence Part 2 - Property
April 30, 2023 | Commentary|Core Article Library|Discussion|ISO Programs
Discusses how to define an occurrence in the commercial property policy and how to apply the deductible when there are multiples of loss.
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Claims-Made vs Occurrence Coverages
April 25, 2023 | Commentary|Contract Analysis|Discussion
Looks at the differences in claims-made vs occurrence coverages, and how the retro date affects coverage under the claims-made form.
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How Not To Win A Bad Faith Hail Damage Case
August 15, 2022 | Commentary|Core Article Library|Historical Lit Watch
This guest column by well-known attorney Chip Merlin discussed bad faith claims and how they're represented.
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Contradictions from "Separation of Insured" Clauses on "Any Insured" Exclusions
August 08, 2022 | Commentary|Historical Lit Watch
This guest column by Blakely Lloyd, J.D. discusses separation of insureds clauses and court cases.
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Personal Lines and Commercial Property and Casualty Industry Results for 2021
June 13, 2022 | Charts|Commentary|Core Article Library|ISO Programs
Brief synopsis of 2021 insurance industry results from ISO and the American Property Casualty Insurance Association,
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Seeking Seamless Coverage
June 29, 2021 | Commentary|Discussion
Board member Joseph Harrington CPCU discusses a number of new personal liability issues.