ICLC Staff Writer

  • September 18, 2018 |

    After a Disaster

    Over the past two months, the United States has sustained significant damage by three hurricanes, Harvey, Irma, and Maria. While some insureds had adequate…

    By ICLC Staff Writer

    1 minute read

  • September 18, 2018 |

    Mosquito Transmitted Diseases and Hurricanes

    Based on the information gathered after Hurricane Katrina, in the aftermath of Hurricanes Harvey Irma and Maria there will be several effects on the mosquito…

    By ICLC Staff Writer

    1 minute read

  • August 10, 2018 |

    Commercial Property Revised Commercial Property Utility Services – Time Element Waiting Period Options

    Summary: Utility Services—Time Element CP 15 45, is necessary if coverage is desired for loss of business income and/or extra expenses caused…

    By ICLC Staff Writer

    1 minute read

  • July 11, 2018 |

    HVAC Unit Destroyed By Theft of Copper Lines

    Coverage is provided under a CP 00 10 1091, Basic cause of loss form. Loss date is December 30, 2017 and loss reported on February 20, 2018. Loss notice…

    By ICLC Staff Writer

    1 minute read

  • July 11, 2018 |

    Debris Removal Payment when Full Amount not Spent

    Does the 5% Debris Removal Additional Coverage in a homeowners policy require that the amount of the 5% be actually spent in order for the entire 5% amount…

    By ICLC Staff Writer

    1 minute read

  • July 11, 2018 |

    MARIJUANA POLICY LANGUAGE

    Several states have approved the use of Marijuana for medical or recreational purposes, or both. However the use of marijuana is still illegal under federal…

    By ICLC Staff Writer

    1 minute read

  • July 11, 2018 |

    Algae Growth and Fungi

    I know of the exclusions for mold, rot, deterioration, etc.  However, I do not think that is what this is. I was just reading this articlehttp://wparc.net/algae-lichen-moss-eating-roof/…

    By ICLC Staff Writer

    1 minute read

  • July 11, 2018 |

    Leak over Time

    We are working a claim where tenants occupied the property. The original tenant sublet the property (without landlord consent). The second tenant vacated…

    By ICLC Staff Writer

    1 minute read

  • July 11, 2018 |

    Deductibles when Two Policies Involved

    When prorating damages under a HO policy due to the “other” insurance clause, is the loss still subject to a deductible? If so, should the…

    By ICLC Staff Writer

    1 minute read

  • July 11, 2018 |

    Other Structures Coverage

    Our insured has a CP-10 Commercial Package.  They have an unscheduled structure that the agent believed to be covered under the BPP section of coverage. …

    By ICLC Staff Writer

    1 minute read

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