Commercial Lines
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ISO Commercial Lines Contract Analysis Directory
May 06, 2024 | Contract Analysis|Core Article Library|ISO Programs
A directory of majority of commercial contract analyses containing links to each analysis as of date published.
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Businessowners Cyber, Data Privacy and Electronic Data Endorsements Analyses - Part Two
January 08, 2024 | Contract Analysis|Endorsements|Form|ISO Programs
This discusses and analyzes several new and revised ISO endorsements addressing such exposures as silent cyber, electronic data loss, and data privacy issues, endorsements to be effective January 1, 2024.
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Businessowners Cyber, Data Privacy and Electronic Data Endorsements Analyses - Part One
January 01, 2024 | Contract Analysis|Endorsements|Form|ISO Programs
This discusses and analyzes several new and revised ISO endorsements addressing such exposures as silent cyber, electronic data loss, and data privacy issues, endorsements to be effective January 1, 2024.
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Businessowners Exclusion of PFAS Exposures BP 15 91
December 21, 2023 | Contract Analysis|Endorsements|Form|ISO Programs
Introducing ISO's endorsement BP 15 91 which excludes perfluoroalkyl or polyfluoroalkyl substances (PFAS) from the businessowners policy, including an analysis of the endorsement.
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Drive Other Car Coverage Endorsements
December 04, 2023 | Contract Analysis|Discussion|Endorsements|Form|ISO Programs
This discussion analyzes the various endorsements available to provide some type of drive other car coverage under the commercial auto policies.
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When the Roof needs Repair - What about the Decking
December 04, 2023 | Contract Analysis|Core Article Library
When a roof is damaged by wind, hail or some other covered loss, it's not unusual for worn decking to be discovered when the roof is removed for repairs. That worn decking also needs to be repaired. The question then becomes does the wear and tear exclusion apply, or should the repair to the decking be considered part of the roof claim? This article reviews the issue and how it should be handled.
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Business Auto Coverage Form - Conditions
November 30, 2023 | Contract Analysis|Endorsements|Form|ISO Programs
This is an analysis of the policy conditions included within and applicable to the ISO business auto coverage form
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Extra Expense Insurance - Contrasted with Business Income Coverage
November 27, 2023 | Contract Analysis|ISO Programs
This document provides a detailed analysis of the Extra Expense Coverage Form, as contrased with Business Income Coverage.
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ISO Commercial Auto Endorsements Discussed - Category 99 Common Coverages
November 20, 2023 | Contract Analysis|Discussion|Endorsements|Form|ISO Programs
Summary: There are a multitude of ISO commercial auto endorsements, and year by year, the list keeps growing. Rather than attempt a discussion of all…
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Auto Medical Payments Coverage
October 30, 2023 | Contract Analysis|Endorsements|Form|ISO Programs
This describes and contrasts the commercial auto medical payments coverage with that of personal lines and analyzes the coverages in the commercial auto medical payments coverage endorsement CA 99 03.