Personal Lines
Sub-Sections:
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Can Insurer Depreciate Both Labor and Materials in NC?
March 09, 2020 | Historical Lit Watch
A North Carolina Court has held that the term Actual Cash Value (ACV) is unambiguous and can include depreciation for both labor and material costs.
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Four Corners Rule Prevails in Tenth Circuit
February 03, 2020 | Historical Lit Watch
A complaint failed to trigger a duty to defend because it failed to state any facts that could give rise to a claim covered by the policy.
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Still Another Example of Why You Should Read Your Policy
January 13, 2020 | Historical Lit Watch
The Sixth Circuit has ruled that a homeowner cannot reasonably interpret an ACV endorsement to his policy as creating additional coverage for damage to his roof from a windstorm.
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Driver was Not Occupying Parked Car While Walking To The Vehicle.
November 26, 2019 | Historical Lit Watch
The Supreme Court of New Hampshire ruled that a man was not entitled to coverage under his automobile insurance policy for injuries he suffered when he was struck by an uninsured vehicle while crossing a street to his own parked car.
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UM/UIM Exclusion Does Not Apply in Rental Vehicle Case
November 18, 2019 | Historical Lit Watch
In a case of first impression, a Connecticut court ruled that the UM/UIM exclusion did not apply in this case involving the insurance coverage of a rental car.
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Mobile Gym Considered Premises Instead of Uninsured Vehicle
November 11, 2019 | Historical Lit Watch
A mobile gym, operating out of the back of a truck, was not an insured auto for the purposes of the auto insurance policy of a woman who was injured while training in the mobile gym.
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Washington Supreme Court Finally Rules on Keodalah
October 21, 2019 | Historical Lit Watch
In a long-awaited Washington Supreme Court insurance bad faith decision, the court decided that the employee adjuster was not guilty of bad faith.
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Resident Driver Exclusion is Upheld by the Superior Court.
August 26, 2019 | Historical Lit Watch
The Pennsylvania Supreme Court has ruled unanimously that unregistered driver exclusions in auto insurance policies do not violate public policy or the Pennsylvania Motor Vehicle Financial Responsibility Law (PMVFR).
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Bad Faith. Even if it's the Stance of your Employer, You Could Suffer the Consequences.
July 15, 2019 | Historical Lit Watch
The Court of Appeals of Washington, Division One decided this week that all persons engaged in the business of insurance, including individual adjusters, may be liable for bad faith and violating Washington's Consumer Protection Act, whether or not there is a contractual relationship between the parties.
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10th Circuit Finds Term “Resident” to be Ambiguous in Homeowners' Policy
May 06, 2019 | Historical Lit Watch
The U.S. Court of Appeals for the Tenth Circuit, reversing a district court's decision, has ruled that the term “resident” in a divorced mother's homeowners' insurance policy was ambiguous for purposes of coverage of a lawsuit against her for negligently storing a handgun her son used to commit murder.
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