Personal Lines
Sub-Sections:
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Illinois Supreme Court Rules on ACV and Depreciating Labor Costs
November 10, 2021 | Historical Lit Watch
May a homeowners insurer may depreciate labor costs when calculating the actual cash value (ACV) after a covered loss?
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Does Auto Policy Cover STD Contracted During Car Sex?
October 18, 2021 | Historical Lit Watch
The Missouri woman sued Geico claiming that she contracted a sexually transmitted disease from the car owner after the two had sex inside a car covered by the insurer.
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Condo Association Gets 15 Percent of Inspection Estimate after Hurricane
July 30, 2021 | Historical Lit Watch
The Eleventh Circuit has found that the lower court did not err in finding coverage for damages that a condominium complex suffered as a result of Hurricane Irma, nor did the court err in only awarding a fraction of the amount sought by the Condominium Association.
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Nevada Law Makes Insurance Breed Bans Illegal
June 14, 2021 | Discussion|Historical Lit Watch
The new law will soon prohibit insurers from charging higher premiums or denying coverage based solely on a dog's breed.
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Third DCA: Is Failure to Appear for EUO a Breach of Insurance Contract?
May 03, 2021 | Historical Lit Watch
Alison Trejo from Kelley Kronenberg litigated this case and said "[t]he DCA continues to uphold policy conditions and thereby conditions precedent to filing suit."
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Exclusion Applies, Insurer Still Has to Pay Out
March 09, 2021 | Historical Lit Watch
The court found in favor of a Texas condominium association holding that despite an applicable exclusion, the association is entitled to damages for boat slips destroyed during Hurricane Harvey.
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NY Fines NRA, Prohibits Insurance Sales for Five Years
November 20, 2020 | Historical Lit Watch
Representation for the NRA has indicated that this settlement has no effect on other litigation between the NRA and the state of New York.
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Insurer Off Hook for Home Destroyed by Fire after Agent Pocketed Premiums
November 04, 2020 | Historical Lit Watch
The agent was arrested for pocketing insurance premiums, was sentenced to ten years of probation, and was assigned a fine.
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Connecticut Car Crash Victims Win $1.1 Million Settlement
June 01, 2020 | Historical Lit Watch
The settlement was paid via Geico Insurance Co., the carrier for the defendants.
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PA Supreme: Does Coverage Apply for Allegations of Unintentional Shooting
April 23, 2020 | Historical Lit Watch
An attorney who represented United Policyholders as amicus curiae in this matter provides an analysis of a decision that reaffirms PA's broad duty to defend.
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Can Insurer Depreciate Both Labor and Materials in NC?
March 09, 2020 | Historical Lit Watch
A North Carolina Court has held that the term Actual Cash Value (ACV) is unambiguous and can include depreciation for both labor and material costs.
