Personal Injury Protection
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Pedestrian Coverage Unavailable to Man Injured While Riding Electric Scooter
December 21, 2023 | Lit Watch
A man was hit by a car while riding his low-speed electric scooter and sought no-fault coverage as a pedestrian.
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'Unlicensed Driver Exclusion' Ruled an Invalid Basis For Denial of PIP Claim
December 18, 2023 | Lit Watch
The December 5 opinion held that the coverage exclusion in Nationwide's policy went against the Motor Vehicle Financial Responsibility Law.
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New Jersey Chiropractic Providers Accused of Fraud, Unjust Enrichment
August 21, 2022 | Historical Lit Watch
State Farm's 80-page complaint accuses multiple chiropractic providers in New Jersey of prescribing a pre-planned course of treatment for patients injured in automobile accidents, regardless of individual circumstances.
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Table of Limits: Financial Responsibility and Compulsory Insurance Laws
May 31, 2021 | Charts|Core Article Library
State minimum limits for financial responsibility are provided.
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Insurer Reliance Solely on Its Hired Physicians Opinion Could be Bad Faith
March 18, 2019 | Historical Lit Watch
When an insurer relied solely on its own physician's opinion, giving no weight to the insureds' treating physician, the court determined that the issue of bad faith should be decided by a jury.
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Personal Injury Protection—District of Columbia
April 26, 2018 | Contract Analysis
Personal Injury Protection—District of Columbia December, 2009 Personal Auto No-Fault Endorsement Includes copyrighted material of Insurance…
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Personal Injury Protection—Utah
September 22, 2015 | Contract Analysis
Personal Injury Protection—Utah August 15, 2015 Automobile No-Fault Endorsement Summary: All residents of Utah who own…
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Personal Injury Protection—New York
September 22, 2015 | Contract Analysis
Explains the Personal Injury Endorsement, PP 05 87, as it applies to personal injury protection in New York.
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Personal Injury Protection—Kansas
September 22, 2015 | Contract Analysis
Personal Injury Protection—Kansas June 15, 2008 Personal Auto No-Fault Endorsement Summary: The Kansas automobile injury reparations…
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Uninsured Motorist Gumbo
July 10, 2015 | Archive|Discussion|ISO Programs
Uninsured Motorist Gumbo Evaluating UM Stacking, The UM Formula, Offset, and PIP June 5, 2015 Summary: This article was written…