Dwelling Program
-
Connecticut Notice On Homeowners Nonrenewal Guidelines
March 21, 2024 | Administrative Notices|Discussion
The Insurance Department states their position on the use of aerial imagery to evaluate roof damage.
-
Editors' Favorite Personal Lines Questions 2023
December 26, 2023 | Questions & Answers
A collection of favorite personal lines questions selected by the editors for 2023.
-
How to Avoid Contractor Fraud, Rampant in the Wake of Hurricanes and Other Disasters
December 18, 2023 | Core Article Library|Discussion
This article discusses contractor fraud that frequently occurs after significant storms have struck an area.
-
When the Roof needs Repair - What about the Decking
December 04, 2023 | Contract Analysis|Core Article Library
When a roof is damaged by wind, hail or some other covered loss, it's not unusual for worn decking to be discovered when the roof is removed for repairs. That worn decking also needs to be repaired. The question then becomes does the wear and tear exclusion apply, or should the repair to the decking be considered part of the roof claim? This article reviews the issue and how it should be handled.
-
Improvements, Additions and Alterations
October 16, 2023 | Contract Analysis
This article provides an overview of additions and alterations coverage for certain dwelling owners, tenants and condominium owners.
-
Louisiana FAIR Plan Depopulation Program
September 28, 2023 | Core Article Library|Discussion
Many eligible policyholders may be unaware of the potential benefit of the program.
-
California Moratorium on Cancellations and Non-Renewals of select Residential Property Insurance Policies following Wildfires
September 17, 2023 | Discussion
The moratorium applies to policies in certain ZIP codes and will last for one year.
-
TWIA Files Revised Forms with new Premium Refund Rules
September 10, 2023 | Discussion
The refund will be determined, in part, by the reason for cancellation of the policy.
-
Hawaii Declaration Regarding Nonresident Independent Adjusters
August 21, 2023 | Core Article Library|Discussion
The Hawaii insurance commissioner has issued a declaration regarding nonresident public adjusters assisting with claims.
-
Hurricane and Flood Articles
August 21, 2023 | Core Article Library|Discussion
This article provides links to many of our our articles on flood insurance, flood preparation, flood policies, and other flood issues.
