Commercial Lines
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First COVID-19 Business Interruption Jury Sides with Insurer
November 08, 2021 | Historical Lit Watch
The Cincinnati Insurance Co. Inc., does not have to pay a Kansas City restaurant management group that was forced to close at least nine restaurants as a result of coronavirus stay-at-home orders, a jury decided last week in a Missouri federal court.
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Policyholder Win Highlights Key Issues to Maximize Coverage for False Claims Act Settlements
October 21, 2021 | Historical Lit Watch
The good news is that companies incurring legal fees defending against government investigations or negotiating settlements with regulators to resolve FCA claims may be able to look to D&O coverage to mitigate those losses.
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Refusal to Dismiss Band's Claim has Lloyd's Banging their Heads against the Wall
October 08, 2021 | Historical Lit Watch
"Exit light, courtroom fight, take the stand, Lloyds pay this band," as Metallica's COVID-19 lawsuit is allowed to proceed.
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Man Gored by Bull While On the Job Won't Receive Coverage
July 21, 2021 | Historical Lit Watch
CW: Attempted Suicide. The Wisconsin Supreme Court found that a man who was gored by a bull while working in his employer's livestock yard will not receive coverage.
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Policyholder Wins Due to New York's Broad Defense Obligation
July 13, 2021 | Historical Lit Watch
Found in favor of a policyholder in a case that reaffirms an insurer's broad defense obligation, holding that an insurer could not evade coverage on the grounds that the insureds were not acting in an insured capacity.
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Insurer Must Defend Off Premises Golf Cart Accident
July 02, 2021 | Historical Lit Watch
An insurer must defend a horse farm and equestrian center in a golf cart accident that occurred off of the insured premises.
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Insurer Must Cover Whole Asbestos Settlement with Defunct Company
June 28, 2021 | Historical Lit Watch
In a decision of first impression, the New York Supreme Court has found that victims who had been exposed to asbestos-containing products that were manufactured…
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Illinois Supreme Court: Must Insurer Defend Salon in Biometrics Case?
May 24, 2021 | Historical Lit Watch
The salon only shared the biometric information with a single third party.
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First NY Policyholder Business Interruption COVID-19 Win
April 07, 2021 | Historical Lit Watch
The court found that some exclusions in the policy were inapplicable to the unprecedented pandemic situation of 2020.
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Insurer Not Obligated to Pay in Phishing Scheme
March 02, 2021 | Historical Lit Watch
The court found that the insured did not hold the funds that were diverted, so the insurers were not on the hook for coverage.
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Maine High Court Finds No Advance Notice of Cancellation
February 25, 2021 | Historical Lit Watch
The insurance policy expired on the 18th, and a $15 million fire occurred on the 19th and the court determined the notice of cancellation was not adequate.
