Property Coverages
-
Builders Risk Considerations
January 15, 2024 | Discussion|Endorsements|Form|ISO Programs
This is a discussion of the builders risk coverages that can be found in the ISO building and personal property coverage form, as contrasted with those found in the builders risk coverage form and the effects on coverage if the builders risk renovations endorsement is also attached.
-
TWIA Files Revised Forms with new Premium Refund Rules
September 10, 2023 | Discussion
The refund will be determined, in part, by the reason for cancellation of the policy.
-
Hawaii Declaration Regarding Nonresident Independent Adjusters
August 21, 2023 | Core Article Library|Discussion
The Hawaii insurance commissioner has issued a declaration regarding nonresident public adjusters assisting with claims.
-
Fraud of the Week: State Authorizes Grants for Fraud Investigations
August 14, 2023 | Discussion
A summary of grants issued by the state of California for the investigation of fraud statewide.
-
2023 Hurricane Predictions
August 11, 2023 | Core Article Library|Discussion
The predictions for the 2023 hurricane season.
-
More Carriers Pull Back from Various Lines of Business
July 27, 2023 | Core Article Library|Discussion
As the market hardens more and more carriers are pulling back from various lines of business in certain states.
-
Fraud of the Week: When the Corn's not really that High
July 02, 2023 | Discussion
When the crops aren't as expansive as reported, a farmer gets in trouble.
-
Common Issues After a Storm
June 05, 2023 | Core Article Library|Discussion
This article reviews some of the common coverage issues found after a strong storm passes through an area.
-
2023 Commercial Property Earthquake and Volcanic Eruption Rules Revisions
May 22, 2023 | Contract Analysis|Discussion|ISO Programs
ISO is implementing earthquake rule changes that will enable a soft story factor to be applied to earthquake coverage when the building has a soft story.
-
What Is An Occurrence Part 2 - Property
April 30, 2023 | Commentary|Core Article Library|Discussion|ISO Programs
Discusses how to define an occurrence in the commercial property policy and how to apply the deductible when there are multiples of loss.