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Farms

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  • Fraud of the Week: When the Horse was Neither Beaten nor Dead

    December 26, 2022 | Discussion

    Fraud involving an animal mortality policy and a claim for horses that weren't actually dead.

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  • Constructive Total Loss - What Is It?

    July 11, 2022 | Core Article Library|Discussion

    Describes what constructive total loss is, supported by case findings in marine, homeowners, property and automobile physical damage.

    Read Full Article

  • Insurance Coverage Q&A: Which Provisions Rule?

    May 30, 2022 | Questions & Answers

    Will endorsement provisions regarding scheduled property override the flood exclusion on the policy?

    Read Full Article

  • State Claim Handling Requirements - 4/22

    April 18, 2022 | Charts

    Chart providing claim handling requirements as laid out in state statutes.

    Read Full Article

  • ISO Commercial Lines Contract Analysis Directory

    March 24, 2022 | Contract Analysis|Core Article Library|ISO Programs

    A directory of majority of commercial contract analyses containing links to each analysis as of date published.

    Read Full Article

  • Fraud of the Week: When the Claims get Fertilized

    September 20, 2021 | Discussion

    When an adjuster and agent encourages insureds to grow claims, not crops.

    Read Full Article

  • Insurer Must Defend Off Premises Golf Cart Accident

    July 02, 2021 | Historical Lit Watch

    An insurer must defend a horse farm and equestrian center in a golf cart accident that occurred off of the insured premises.

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  • Insurance Coverage Q&A: Disruption of Farm Operations and Loss of Livestock

    April 19, 2021 | Questions & Answers

    Does a loss to livestock trigger coverage under the Disruption of Farm Operations form?

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  • Actual Cash Value – A Changing Concept

    March 29, 2021 | Core Article Library|Discussion|ISO Programs

    Discusses the term actual cash value, fair market value, and the broad evidence rule as determined by states and various court cases.

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  • Fraud of the Week: You Can't Claim Property You Bought After the Loss

    February 08, 2021 | Discussion

    Fraud concerning documentation of the loss.

    Read Full Article

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