Farms
- Liability Coverages
- Property Coverages
Sub-Sections:
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Fraud of the Week: When the Horse was Neither Beaten nor Dead
December 26, 2022 | Discussion
Fraud involving an animal mortality policy and a claim for horses that weren't actually dead.
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Constructive Total Loss - What Is It?
July 11, 2022 | Core Article Library|Discussion
Describes what constructive total loss is, supported by case findings in marine, homeowners, property and automobile physical damage.
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Insurance Coverage Q&A: Which Provisions Rule?
May 30, 2022 | Questions & Answers
Will endorsement provisions regarding scheduled property override the flood exclusion on the policy?
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State Claim Handling Requirements - 4/22
April 18, 2022 | Charts
Chart providing claim handling requirements as laid out in state statutes.
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ISO Commercial Lines Contract Analysis Directory
March 24, 2022 | Contract Analysis|Core Article Library|ISO Programs
A directory of majority of commercial contract analyses containing links to each analysis as of date published.
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Fraud of the Week: When the Claims get Fertilized
September 20, 2021 | Discussion
When an adjuster and agent encourages insureds to grow claims, not crops.
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Insurer Must Defend Off Premises Golf Cart Accident
July 02, 2021 | Historical Lit Watch
An insurer must defend a horse farm and equestrian center in a golf cart accident that occurred off of the insured premises.
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Insurance Coverage Q&A: Disruption of Farm Operations and Loss of Livestock
April 19, 2021 | Questions & Answers
Does a loss to livestock trigger coverage under the Disruption of Farm Operations form?
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Actual Cash Value – A Changing Concept
March 29, 2021 | Core Article Library|Discussion|ISO Programs
Discusses the term actual cash value, fair market value, and the broad evidence rule as determined by states and various court cases.
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Fraud of the Week: You Can't Claim Property You Bought After the Loss
February 08, 2021 | Discussion
Fraud concerning documentation of the loss.
