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Dwelling Property Forms—Coverages

This article, the first of three parts, reviews the ISO Dwelling 2014 program. The sections that cover Dwelling, Other Structures, Personal Property, Time Element, and Other Coverages are reviewed as well as a brief discussion of the use of the forms for condominiums.

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 Summary: Insurance Services Office’s (ISO) dwelling property program was revised in 2014. Many of the changes incorporated into the forms, such as ordinance and law, had been added by amendatory endorsement beginning in 1994 or were added in the 2002 updates. Three dwelling program property forms are available: DP 00 01 07 14 (basic); DP 00 02 07 14 (broad); and DP 00 03 07 14 (special). Each provides: coverage A, dwelling; coverage B, other structures; coverage C, personal property, coverages D and E, and other coverages. A brief discussion of the use of the forms for condominiums is included.

Discussions of Perils, Exclusions and Endorsements may be found in the following articles:

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