Thank you for sharing!

Your article was successfully shared with the contacts you provided.

The policy does not contain a specific Hail deductible. The “Comprehensive” or “Other Than Collision” deductible is $500. My question is, does it apply to hail or to any peril other than theft, mischief or vandalism? Said differently, when the Garage policyholder elects Comprehensive coverage v. specified cause of loss coverage, what perils are subject to the deductible?

FC&S Editors


Get Answers Directly From the FC&S Experts

Submit your coverage interpretation question to the editors of FC&S for quick and reliable information.

Question of the Week

Insurance Coverage Q&A: Date of Loss or Date of Assessment ›

When loss assessment language refers to an event, is the event the date of loss, or the date of the assessment?

Question of the Week Archive ›

Copyright © 2024 ALM Global, LLC. All Rights Reserved.