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In 2020 and 2021 Colorado experienced extremely damaging wildfires, with the Marshall and Middle Fork fires of 2021 being the most devastating fires in state history. Because of the large number of properties damaged and the extensive need for labor, materials, and alternate residences while repairs are being made, the department recognizes that insureds will likely need extensions on deadlines for repairs to the property.

The department has issued an emergency regulation effective April 27, 2023, to address these issues with all insurers issuing homeowner policies with claims resulting from the catastrophic disasters in the state. In the event of a catastrophic disaster, insurers shall do the following:

Christine G. Barlow, CPCU

Christine G. Barlow, CPCU, is Executive Editor of FC&S Expert Coverage Interpretation, a division of National Underwriter Company and ALM. Christine has over thirty years’ experience in the insurance industry, beginning as a claims adjuster then working as an underwriter and underwriting supervisor handling personal lines. Christine regularly presents and moderates webinars on a variety of topics and is an experienced presenter.  

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