PERSONAL AUTO PP 33 31 09 18 - Pet Injury Coverage Endorsement Analysis

Includes copyrighted material of Insurance Services Office, Inc., with its permission.

Pets are our family members too; we take them not just to the vet but with us to the store, on vacation, and sometimes just to ride around with them in the car. When an accident happens our furry friends can be injured or worse. While medical payments coverage extends to the human passengers in our vehicles, the bills and expenses of our injured furry friends can go unpaid especially if there is not a pet health insurance policy in place. With the updates to the Personal Auto Policy in 2018 a new endorsement was added to extend Pet Injury Coverage to those important family members if injured in an automobile accident while riding in a covered vehicle. The endorsement sets the parameters of the coverage extended to our furry friends, which is confined to cats and dogs.

SCHEDULE 

Limit of Liability	Premium
$	$

Information required to complete this Schedule, if not shown above, will be shown in the Declarations.

With respect to the coverage provided by this endorsement, the provisions of the Policy apply unless modified by this endorsement.

Analysis