Insurance Coverage Q&A: Lightning, Well Pumps and Exclusions
When a well pump is hit by lighting but well pumps are excluded, could there be coverage since lightning is a covered peril?
January 23, 2023 at 06:42 AM
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We have an AAIS FO-6 policy. If lightning damages a tree, causing electrical damages and well pump damages is there coverage under the AAIS FO-6 policy? At one point in the policy it states it does not cover well pumps, but is there an exception since it was from lightning?
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