Search FCS
Online Library Subscribe Newsletter Sign-Up Sign In
 

Insurance Coverage Q&A of the Week: Attachment to Dwelling and Other Structures

Is a building attached to the dwelling by a power line part of Coverage A or Coverage B?

X

Thank you for sharing!

Your article was successfully shared with the contacts you provided.

We have a client who had damage from the hurricane. He had an outbuilding that was 10′ from the main house. There is no foundation on that outbuilding. There is an electrical panel box with major conduit lines running underground from the outbuilding to the main attached garage of the home. It is solidly attached from the 3″ conduit from one electrical panel to the main electrical panel to the garage and home. All of the wirings run underground up through the concrete and are attached to both buildings. The outbuilding got damaged. We want to include this outbuilding on the structure and not other structures because it’s attached to the house by the underground wiring. What are your thoughts?

This premium content is locked for
FC&S Expert Coverage Interpretation subscribers.

Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis

Already have an account?
For enterprise-wide or corporate access, please contact our Sales Department at 1-800-543-0874 or email [email protected].

FC&S Editors

 

Get Answers Directly From the FC&S Experts

Submit your coverage interpretation question to the editors of FC&S for quick and reliable information.

Question of the Week

Insurance Coverage Q&A: When the Rug Needs to Dry ›

When the drying process of an oriental rug leads to damage, is there coverage?

Question of the Week Archive ›

Weekly Highlights

Emerging Risks ›
Litigation Watch ›
Fraud of the Week ›

Fast Things You Need To Know

Copyright © 2024 ALM Global, LLC. All Rights Reserved.