Insurance Coverage Q&A: Is a Tree House an Outdoor Fixture?
A tree house is damaged in a fire, along with several other insured buildings. However, the tree house was not listed on the property declarations, and the subscriber asks if it is covered as an outdoor fixture on form CP 00 99.
December 05, 2022 at 06:07 AM
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Fire damaged multiple buildings and structures on the described premises. One of the structures damaged was a large tree house that served the premises (retreat center for large groups). However, the tree house was not listed on the declarations. Can such a structure (tree house) be considered an “outdoor fixture”?
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