Thank you for sharing!

Your article was successfully shared with the contacts you provided.

We have a commercial policy written under a CP 00 10 04 02 Building Form; with a CP 10 30 04 02, Cause of Loss form; and a CP 04 40 06 95 Spoilage Coverage Endorsement added to it. The insured sells meat they raise on their farm from the location indicated on the decs. (The business and home address are the same). The meat is processed elsewhere. The Decs identify “meat” as the Description of Perishable Stock within the CP 04 40 endorsement.

This premium content is locked for
FC&S Expert Coverage Interpretation subscribers.

Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis

Already have an account?
For enterprise-wide or corporate access, please contact our Sales Department at 1-800-543-0874 or email [email protected].

FC&S Editors


Get Answers Directly From the FC&S Experts

Submit your coverage interpretation question to the editors of FC&S for quick and reliable information.

Question of the Week

Insurance Coverage Q&A: Landlord's Pipe Damages Tenant's Property- Who Pays? ›

Who pays for coverage when a landlord's busted pipe damaged a tenant's property?

Question of the Week Archive ›

Copyright © 2023 ALM Global, LLC. All Rights Reserved.