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The California Department of Insurance has approved and put into place a new regulation effective October 14, 2022. The regulation requires insurers to submit new rates incorporating wildfire safety standards and to establish a process for releasing wildfire risk determinations to residents and businesses within 180 days. The wildfire safety standards have been created by the Department to help insureds protect their property from wildfires.

The regulation incorporates the Safer from Wildfires framework, which helps insureds take steps to reduce the risk of property damage and help prevent the spread of wildfires. Insurers are to provide discounts to those insureds adhering to the Safer from Wildfire recommendations.

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Christine G. Barlow, CPCU

Christine G. Barlow, CPCU, is Executive Editor of FC&S Expert Coverage Interpretation, a division of National Underwriter Company and ALM. Christine has over thirty years’ experience in the insurance industry, beginning as a claims adjuster then working as an underwriter and underwriting supervisor handling personal lines. Christine regularly presents and moderates webinars on a variety of topics and is an experienced presenter.  

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