Insurance Coverage Q&A: When a Kayak Falls, Which Coverage Applies?
When personal property damages an auto, which policy applies?
September 26, 2022 at 06:29 AM
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A customer was removing her kayak from the roof of her car, lost control of it and the kayak damaged the car parked next to her. We told her that it was a homeowner claim but her homeowner company told her it was covered under her auto insurance. The auto insurance company paid the damages. Can you explain why this is an auto claim and not a homeowner claim?
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