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Commercial Auto Hacking Expense Coverage Endorsement

Introduction and analysis of ISO Commercial Auto endorsement addressing hacking expense coverage.

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With a proposed effective date of 9/1/22, ISO is adding a new endorsement, CA 04 65, to address auto hacking expenses, with an optional add-on for ransom payments. The development of improved technology and the desire to make vehicles more and more autonomous brings with it concerns that this technology can be hacked, and vehicles may fall under the control of those who are not inside the vehicle. Commercial vehicles are apt to be the first to put this technology to use. 

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