Insurance Coverage Q&A: Circuit Breakers and Spoiled Food
When the circuit breaker trips and the food spoils, is there coverage?
October 25, 2021 at 05:46 AM
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I have a HO claim where the RO system in the attic broke which caused water damage. The claim was covered except for food that spoiled while the insured was on vacation. The chest freezer stopped working because the water hit an outlet which caused the circuit breaker to trip. The carrier denied the food based on food spoilage not being a covered peril.
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