X

Thank you for sharing!

Your article was successfully shared with the contacts you provided.

I have a HO claim where the RO system in the attic broke which caused water damage. The claim was covered except for food that spoiled while the insured was on vacation. The chest freezer stopped working because the water hit an outlet which caused the circuit breaker to trip. The carrier denied the food based on food spoilage not being a covered peril.

This premium content is locked for
FC&S Expert Coverage Interpretation subscribers.

Request a Free Trial today to enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Trusted, quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis

Already have an account?
For enterprise-wide or corporate access, please contact our Sales Department at 1-800-543-0874 or email [email protected].

FC&S Editors

 

Get Answers Directly From the FC&S Experts

Submit your coverage interpretation question to the editors of FC&S for quick and reliable information.

Question of the Week

Insurance Coverage Q&A: Ruptured Pipes, Backup, and Water under the House ›

When a pipe ruptures and leads to water backup and also a sinkhole, what is or isn't covered?

Question of the Week Archive ›
Live Chat

Copyright © 2021 ALM Media Properties, LLC. All Rights Reserved.