X

Thank you for sharing!

Your article was successfully shared with the contacts you provided.

In 2019, meteorologists nationwide began rating atmospheric rivers (AR), storms that have the potential for millions of dollars in losses and severe flooding. However, what exactly is an atmospheric river? It’s a long, narrow river of condensed water vapor in the atmosphere that moves with the weather. A strong river can carry between 7.5 -25 times the flow of water that passes through the mouth of the Mississippi River. These rivers in the sky can be 300 miles wide, a mile deep and more than 1,000 miles long. Most are small, but they can be massive and fast moving, and when the storms make landfall, they often release rain or snow, sometimes in large amounts. One atmospheric river can carry 10.5 trillion gallons of water a day. They account for 50 percent of the annual precipitation in California, are the West Coast’s big storms, and are responsible for 65 percent of the western USA’s extreme rain and snow events. The storms develop in the tropics and are also known as the Pineapple Express. They are a default feature of the entire global water cycle, and are present somewhere on the planet at any given time. There are predictions that climate change will cause atmospheric rivers to become 25% longer and 25% wider and carrying more water. This may lead to more flooding.

But atmospheric rivers don’t always act alone; they may bring a bomb cyclone with them. A bomb cyclone is a storm that forms when warm and cold air masses collide, and is a low-pressure system where the barometric pressure drops 24 millibars in 24 hours. This causes the storm to rapidly intensify, often bringing large amounts of snow or rain.

This premium content is locked for
FC&S Expert Coverage Interpretation subscribers.

Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis

Already have an account?
For enterprise-wide or corporate access, please contact our Sales Department at 1-800-543-0874 or email [email protected].

Christine G. Barlow, CPCU

Christine G. Barlow, CPCU, is Executive Editor of FC&S Expert Coverage Interpretation, a division of National Underwriter Company and ALM. Christine has over thirty years’ experience in the insurance industry, beginning as a claims adjuster then working as an underwriter and underwriting supervisor handling personal lines. Christine regularly presents and moderates webinars on a variety of topics and is an experienced presenter.  

More from this author

 

Get Answers Directly From the FC&S Experts

Submit your coverage interpretation question to the editors of FC&S for quick and reliable information.

Question of the Week

Insurance Coverage Q&A: When the Rug Needs to Dry ›

When the drying process of an oriental rug leads to damage, is there coverage?

Question of the Week Archive ›

Copyright © 2024 ALM Global, LLC. All Rights Reserved.