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The U.S. Court of Appeals for the Sixth Circuit has found that the insurer is not obligated to pay claims submitted by a meat retailer that suffered robbery, vandalism, and a fire, due to suspicions of fraud from the insurer. The case is Meat Town Inc. v. Sentinel Insurance Co. No. 19-2351, 2021 U.S. App. LEXIS 9515 (6th Cir. Mar. 30, 2021).

Meat Town, a grocer and butcher, filed claims with Sentinel Insurance Co., a Hartford Unit, for losses that arose from a break-in, robbery, and vandalism that occurred after-hours on November 10, 2015. During this incident, thirteen tons of meat were allegedly stolen. A second incident occurred later, in December 2015, in which the premises were set on fire.

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