Is Your Kitchen Table Still Insured? What People Working from Home Need to Know About Insurance
This article by advisory board member Ethan A. Gross, JD chief executive officer of Globe Midwest Adjusters, discusses possible insurance issues surrounding setting up office space to work from home during the pandemic.
February 22, 2021 at 06:31 AM
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When people started working from home as a result of the Pandemic they set up some type of a workspace; often working from their kitchen tables. When someone uses their kitchen table as a make shift desk while working from home, it may treated as being used “primarily for business purposes” under their insurance policy, which could leave the kitchen table, for all intents and purposes, uninsured. Reason being, home insurance policies significantly limit coverage for property used “primarily for business purposes.”
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