Insurance Coverage Q&A: When Donuts Land you in Cold Water
This Q&A deals with the age old question, is it covered under comprehensive or collision.
February 08, 2021 at 08:26 AM
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Sometimes the FC&S editors get questions from colleagues who don’t deal with the insurance content. This is one such question, as this situation occurred close to a colleague’s home.
A couple in a pickup truck were doing donuts in newly fallen snow when the vehicle slid off of the parking lot and into the nearby frozen water, which wasn’t quite frozen enough to support the truck. The couple had to be rescued and the truck retrieved from the water. How will this be covered under the auto policy?
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