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Updated January 7, 2021

 With the popularity and attention ride-sharing has received, it is no wonder that new endorsements have been created. The Public or Livery Conveyance Exclusion Endorsement, PP 23 40 10 15, defines “transportation network platform” and clarifies the public or livery exclusion in the Personal Auto Policy. This endorsement has not been approved in all states yet; however the way the industry is moving, it is entirely possible that more states will adopt it. The states in which this is effective on October 1, 2015, are Alabama, Iowa, Maine, Montana, New Mexico, Wisconsin, and Wyoming. It is effective November 1, 2015, in Colorado, Indiana, and Nevada; and effective December 1, 2015, in Delaware and Idaho.

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