Insurance Coverage Q&A: Debris Removal and Fallen Tree
When a tree falls blocking the driveway and damaging property, does the debris removal limit apply?
November 23, 2020 at 05:50 AM
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On an AAIS policy ML-3 (2.0) which is a FORM 3; if a tree falls during a wind storm partially across a driveway and lands on a picnic table, does the incidental property coverages for debris removal apply? Is the $500.00 per occurrence listed under this the maximum paid or does the policy cover for all costs to remove from driveway and picnic table? Is the deductible applied?
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