On an AAIS policy ML-3 (2.0) which is a FORM 3; if a tree falls during a wind storm partially across a driveway and lands on a picnic table, does the incidental property coverages for debris removal apply? Is the $500.00 per occurrence listed under this the maximum paid or does the policy cover for all costs to remove from driveway and picnic table? Is the deductible applied?
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