X

Thank you for sharing!

Your article was successfully shared with the contacts you provided.

Summary:  What Is “Caused by an Occurrence?” The term “occurrence” appears a number of times in standard liability policies, and disagreement as to its meaning has led to conflicts between insurers and insureds; often, in fact, these debates have resulted in litigation. The phrase “caused by an occurrence,” contained in many standard liability insuring agreements, has been troublesome despite the fact that “occurrence” is defined in the policy. Nevertheless, many legal actions have centered around the issue of what constitutes an occurrence for purposes of liability coverage.

This discussion concerns insurance coverage issues arising out of the term “occurrence”, with a review of relevant legal cases and some related questions.

Topics covered:

What is an occurrence?

Expected or intended

Number of occurrences

When injury “occurs”

Montrose decision

What Is an Occurrence? 

This premium content is locked for
FC&S Expert Coverage Interpretation subscribers.

Request a Free Trial today to enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Trusted, quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis

Already have an account?
For enterprise-wide or corporate access, please contact our Sales Department at 1-800-543-0874 or email [email protected].

FC&S Editors

 

Get Answers Directly From the FC&S Experts

Submit your coverage interpretation question to the editors of FC&S for quick and reliable information.

Question of the Week

Insurance Coverage Q&A: Debris Removal and Fallen Tree ›

When a tree falls blocking the driveway and damaging property, does the debris removal limit apply?

Question of the Week Archive ›

Copyright © 2020 ALM Media Properties, LLC. All Rights Reserved.