Utility Services Direct Damage and Time Element Losses and Coverages
Discusses the needs to consider in purchasing utility services direct damage, time element coverages and spoilage coverage.
September 28, 2020 at 05:31 AM
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Summary: This article discusses the nature and scope of the utility services exclusion and coverage endorsements available with the ISO property insurance program. Utility Services—Direct Damage, CP 04 17 10 12 is necessary if coverage is desired against physical loss or damage to covered property stemming from interruption of utility service on or away from the described premises.
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